AML & Compliance · Cyprus · Regulated Entities

AML Compliance Services
in Cyprus

Compliance frameworks, KYC procedures, and regulatory advisory for Cyprus-regulated businesses — from CySEC licensees and corporate service providers to entities preparing for AMLA from 2027.

2027 AMLA supervision begins
6AMLD Current EU directive
€5M+ Maximum AML fine
MOKAS Cyprus FIU authority
CySEC & ICPAC Primary supervisors

The regulatory stakes for AML non-compliance have never been higher — and the 2024 EU AML Regulation and the launch of AMLA in 2027 raise them further. We design and implement compliance frameworks for Cyprus-regulated businesses: KYC procedures, risk assessments, SAR preparation, and supervisory liaison. A framework that works in practice, not just on paper.

Full-spectrum AML compliance for Cyprus obliged entities

01

AML Framework Design

Risk-based policies and procedures tailored to your business model, sector, customer base, and regulatory supervisory body. Proportionate, defensible, and built to survive examination.

02

KYC & Customer Due Diligence

Customer identification procedures, beneficial ownership verification, PEP and sanctions screening, enhanced due diligence for higher-risk customers, and ongoing monitoring under 5AMLD/6AMLD.

03

Suspicious Transaction Reporting

Design of internal escalation and triage procedures, preparation of Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs), and coordination with MOKAS, the Cyprus Financial Intelligence Unit.

04

Regulatory Liaison & Inspections

CySEC, ICPAC, Central Bank of Cyprus, and other supervisory authority correspondence, examination preparation, remediation planning, and post-inspection response management.

05

AMLA Readiness Assessment

Gap analysis and implementation roadmap for EU Anti-Money Laundering Authority requirements applying from 2027 to directly supervised entities — covering framework standards, data quality, and reporting obligations.

06

Training & MLCO Advisory

AML training programmes for compliance staff and boards, MLCO role definition and appointment advisory, annual compliance reviews, and ongoing support for the compliance function as requirements evolve.

Cyprus obliged entities across all sectors

  • CySEC-regulated investment firms, payment institutions, and electronic money institutions
  • Corporate service providers (CSPs) and accounting firms supervised by ICPAC
  • Real estate agents and developers handling transactions above the AML threshold
  • Banks and financial intermediaries under Central Bank of Cyprus supervision
  • International groups with Cyprus-regulated entities preparing for AMLA

Assess. Build. Maintain.

01 Step one Assess

We review your current AML framework, identify gaps against applicable Cyprus and EU requirements, and assess your supervisory risk profile. The assessment distinguishes between genuine compliance gaps and documentation gaps — the remediation for each is different.

02 Step two Build

We design and document a proportionate, compliant framework: risk assessments, policies, KYC procedures, internal escalation structures, training plans, and reporting lines. Built to the standard your supervisor expects, not to the minimum required.

03 Step three Maintain

We track regulatory changes — including AMLA's 2027 implementation timeline — update your documentation, and support your MLCO as requirements evolve. AML compliance is not a one-time project; it is a continuous obligation.

Get in touch

Ready to review your AML framework?

We work with regulated entities on structured engagements — gap assessments, framework builds, and ongoing support.

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